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Dear Member,
As a fellow chamber of commerce member, we've been helping other chamber businesses
work through the maze of group medical and dental benefits for many years.
This
is the first of occasional communications which, we hope, will help you make more
informed decisions about your group medical, dental and vision coverage.
We
welcome your input and your questions.
Charles
Eggleton, CLU, ChFC,CFP
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The
High Price of Drug Cards
Prescription card alternatives
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The
most expensive voluntary part of your
medical
coverage is the drug card. If no one in your family is on a maintenance medication,
you can save serious premium dollars by eliminating the drug card or drastically
reducing the benefit.
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Discount
Prescriptions
Obtaining low-cost medicines
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Walmart,
CVS, Shop Rite and other stores offer 400 prescription drugs for about $9.99 for
a 90 day supply. Suffolk
County also offers a free drug plan with no income or asset restrictions that can
save you about 20% off the retail price of brand name drugs.
If
the unforeseen happens, you can change insurance carriers on the first of any month,
regardless of health.
Pay
close attention to your insurance plan in order to get the most useful coverage
for the lowest cost.
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